New NSBA Health Care Survey: Costs Are Issue #1

The National Small Business Association (NSBA) today released its 2014 Small Business Health Care Survey which shows how America’s small businesses are dealing with rising health care costs, what kind of benefits they offer and how the Affordable Care Act is impacting their business. Most notably, 91 percent reported increases…

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NSBA’s Small Business Health Law Compliance Guide

The National Small Business Association has complied a comprehensive health care compliance guide, The Small Business Guide to Health Care Law, which is designed to provide practical information to small-business owners, managers and their advisors. Its primary focus is the Patient Protection and Affordable Care Act (PPACA) but it also…

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Obamacare Rollout Staggers Forward

Though replete with delays, exceptions, confusing decisions, and perverse incentives, the implementation of the Patient Protection and Affordable Care Act (PPACA) continues to move forward. The Administration is reporting this week that enrollees on the state and federal health exchanges have so far fallen short of initial projections, though December…

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SHOPs Officially Delayed Until November 2014

Amidst the widespread confusion over the Patient Protection and Affordable Care Act’s (PPACA) online portal for small businesses, the administration recently announced a delay of one year for the Small Business Health Options Program (SHOPs). Initially delayed by one month, the administration is now saying the SHOPs won’t be online…

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NHC Estimates Essential Health Benefits Cost

A key finding of this analysis is the variability of cost-sharing structure within each actuarial category. Additionally, the richness of the model benefit led to difficulties developing potential plan structures with standard plan cost-sharing designs, especially for silver and bronze level plans.

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Health Insurance Tax Impacting Hiring

According to two recent reports, the  Health Insurance Tax (HIT) provision included in the Patient Protection and Affordable Care Act (PPACA) as a pay-for, is poised to impact two million small businesses beginning in 2014.  As previously reported, NSBA has been urging the repeal of the HIT, as it represents a similar, unfair burden…

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Details on Health Exchange Regs

As previously reported, the Department of Health and Human Resources (HHS) proposed regulations governing the development of health insurance exchanges. The 224-page proposal was published in the Federal Register on July 15, and comments are due Sept. 28. NSBA is continuing to study and evaluate the rules, and will submit comments. The HHS proposal appears…

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Health Care Tax Will Hurt Small Businesses

Following NSBA’s successful bid to repeal the expanded 1099 reporting provision, a new pay-for in the health care law, which would almost exclusively impact small businesses, has drawn the attention of small businesses and lawmakers alike. The annual fee, or tax, which is assessed on health insurance providers, was passed…

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Could AHPs Make a Comeback?

The House Energy and Commerce Subcommittee on Health held a hearing May 26 on proposed replacement legislation for the health care law. The hearing, “Expanding Health Care Options: Allowing Americans to Purchase Affordable Coverage Across State Lines,” was scheduled to assess legislation – the Health Care Choices Act (H.R. 371)…

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